by Bongani Molete | May 22, 2026 | Uncategorised
Annual Contribution Increases Medical scheme contributions usually increase once a year, often at the start of a new benefit year. This is normal in South Africa and is linked to the fact that healthcare costs, hospital costs, and medicine prices do not stay still. No...
by Bongani Molete | May 22, 2026 | Uncategorised
Monthly Contributions Your monthly contribution is the amount you pay every month to stay on your medical scheme. It is the regular cost of keeping your cover active. Whether you use your benefits that month or not, the contribution still needs to be paid, because it...
by Bongani Molete | May 22, 2026 | Uncategorised
Medical Scheme Options A medical scheme option is simply the benefit package you choose within a medical scheme. That sounds straightforward, but this is where things can get confusing very quickly, because not all options work in the same way. One option may give you...
by Bongani Molete | May 22, 2026 | Uncategorised
A Needs Analysis A needs analysis is the part where we pause, breathe, and ask a very sensible question: what do you actually need from your medical cover? It sounds obvious, but many people choose cover the way they choose snacks when they are hungry — quickly,...
by Bongani Molete | May 20, 2026 | Uncategorised
