Universal is proud to introduce ZOOPP™, which stands for Zero-Out-Of-Pocket-Payment. This exceptional, innovation was developed to improve the member experience of medical scheme members.
Why ZOOPP™?
Are you tired of…
- Manually submitting your gap cover claims so you can fund co-payments or shortfalls for hospital stays, especially if it takes months for you to receive your refund?
- Dipping into your pocket to fund co-payments whenever you buy medicines at a pharmacy?
- Receiving an account from your doctor because the cost of the consultation exceeded the medical scheme tariff?
- Running out of day-to-day benefits before the end of the year?
- Having to pay for everything from doctor’s appointments to medicine bills out of your own pocket when your day-to-day benefits are exhausted?
If so, ZOOPP™ is the perfect solution for you.
Here is how it works:
- Claims submitted to the medical scheme will be processed according to scheme rules. With ZOOPP™ qualifying shortfalls will be automatically settled without you having to lift a finger.
- ZOOPP™ will automatically check available benefits on your uGap cover and will seamlessly settle the shortfall payments according to the uGap policy rules. There is no need for additional claim submissions and administrative processes.
- Thereafter any outstanding balances or shortfalls will be covered by the available funds in your mediBucks account.
With the help of this innovative new multi-payment gateway, ZOOPP™ ensures that healthcare providers are automatically paid on your behalf, using each of the available funding sources, as and when needed.
In a nutshell, ZOOPP™ was created to improve the member experience by providing a seamless, automatic payment service.
ZOOPP™ up your medical scheme today.
It’s as easy as one, two, three.
Sign up for uGap and mediBucks to experience the ZOOPP™ solution!
uGap Cover
Your Trusted Shortfall Solution
Life happens, and unexpected medical costs shouldn’t derail your financial peace. uGap Cover bridges the gap between what your medical scheme pays and the actual costs of in-hospital treatments, co-payments, and more.
Strengthen Your Cover with uGap
- Medical Practitioner Shortfall Benefit: Protect against in-hospital medical practitioner shortfalls.
- In-hospital Procedure Co-payment Benefit: Co-payment benefit for specified procedures, as per medical scheme Rules.
- Casualty Benefits: Covers shortfalls for emergency room visits.
Specialised Radiology & Oncology Benefits: Support for MRI, CT, PET scans, and cancer treatments. - Premium and Contribution Waivers: uGap premium and medical scheme contribution waivers – ensure continuity of cover in the event of accidental death.
- Sub-limit Enhancer Benefit: Cover for shortfalls resulting from sub-limits imposed by your medical scheme.
- Tailored Solutions: Seamlessly aligns with your CompCare Medical Scheme option for optimal protection.
With uGap Cover, you’re empowered to focus on your health while we handle the rest.
Explore your options today and safeguard your future with confidence.
mediBucks
mediBucks is a ‘use-as-you-need’ healthcare savings account that covers out-of-pocket medical expenses.
mediBucks is an innovative medical savings account which can supplement your clients’ existing medical savings accounts or serve to cover their day-to-day medical expenses. By opening a mediBucks account, medical expenses not fully covered by scheme benefits are paid automatically, including non-traditional costs such as cosmetic surgery.
You can make monthly payments to your mediBucks account to provide for additional or unexpected medical expenses.
Like any other healthcare savings account, administration, transaction and claim switching fees are applicable and interest is earned on credit balances.